Comparison of NPBFX and XTB
| Feature | NPBFX | XTB |
|---|---|---|
| Broker | ||
| Year Founded | 2016 | 2002 |
| Broker Type | STP | MM |
| Dealing | A-book | B-book |
| Execution | Market | Instant |
| Regulation | MISA, Financial Commission (Category A) | BFSC, KNF, AMF, ACPR, FCA, CNMV, DFSA, BaFin |
| Platforms | MetaTrader 4 (MT4) | xStation |
| Spread | ⬊ Low | ⮕ Average |
| Maximum Leverage | 1:1000 | 1:500 |
| Minimum Deposit | $10 | $1 |
| Base Currencies | USD, EUR, RUB | USD |
| Funding Methods | Visa, MasterCard, WebMoney, Skrill, Neteller, Qiwi, YooMoney, FasaPay, Bank Transfer (SEPA/SWIFT), Local Bank Transfer, Cryptocurrencies | Bank Wire, Credit Card, Debit Card, Neteller, Skrill, PaySafeCard |
| Inactivity Fee | ✖ | $10 per month after 12 months |
| Interest on Margin | ✖ | ✖ |
| Withdrawal Fee | ✖ | ✖ |
| Investor Protection | Financial Commission Compensation Fund | UK Financial Services Compensation Scheme (FSCS) |
| Protection Size | €20000 | £85 000 |
| Segregated Accounts | ✔ | ✔ |
| Negative Balance Protection | ✔ | ✔ |
| Guaranteed Stop Loss | ✖ | ✖ |
| Copy Trading | ✔ | ✖ |
| VPS | ✔ | ✖ |
| MAM/PAMM | ✖ | ✖ |
| Scalping Allowed | ✔ | ✔ |
| EAs/Robots | ✔ | ✔ |
| Depth of Market (DOM) | ✖ | ✔ |
| Tradable Assets (CFDs) | Forex, Metals, Energies, Indices, Shares, ETFs, Cryptocurrencies | Currencies, Indices, Stocks, ETFs, Bonds, Metals, Energies, Soft Commodities, Cryptocurrencies |
| Review | NPBFX Review | XTB Review |
About NPBFX
NPBFX is a long-standing STP broker founded in 1996. Traders can access 100+ instruments - 38 FX pairs plus metals, oil, indices, equities and crypto - with leverage up to 1:1000 and spreads from 0.4 pips. The broker is a Category A member of The Financial Commission, ensuring negative-balance protection and a €20 000 compensation fund, and supports copy trading via its own NPB Invest hub and ZuluTrade.
Pros
- Low $10 entry on the Master account
- Leverage up to 1:1000 with negative‑balance protection
- Spreads from 0.4 pips, no commission on Master
- Copy trading via NPB Invest & ZuluTrade
- €20 000 compensation fund (FinCom Category A)
Cons
- No tier‑1 regulation (offshore licences only)
- High deposit for Expert & VIP accounts
- Only MetaTrader 4 platform (no MT5 or cTrader)
About XTB
XTB is a reputable Forex and CFD broker renowned for its user-friendly trading platforms, extensive range of financial instruments, and strong regulatory standing. Established in 2002, XTB has grown to serve clients in numerous countries, offering access to major and minor currency pairs, commodities, indices, and cryptocurrencies. The broker is particularly appreciated for its proprietary xStation platform, which provides advanced charting tools, real-time data, and customizable features tailored to both novice and experienced traders. Additionally, XTB emphasizes education and support, offering a wealth of resources such as webinars, tutorials, and market analysis to help traders make informed decisions. With competitive spreads, transparent pricing, and reliable customer service, XTB stands out as a solid choice for those looking to engage in Forex and CFD trading.
Pros
- Regulated by top-tier financial authorities
- Provides access to Forex, commodities, indices, and cryptocurrencies
- Provides responsive and multilingual support
- Easy-to-navigate platform design
Cons
- Some countries face access limitations
- Certain withdrawal methods may incur additional costs
- xStation offers fewer customization options than some competitors
NPBFX & XTB Regulation
| Feature | NPBFX | XTB |
|---|---|---|
Companies | NMarkets Limited | XTB International Limited, XTB S.A., XTB Limited, XTB Sucursal, XTB MENA Limited, XTB S.A. German Branch |
Countries | Comoros | Belize, Poland, United Kingdom, Spain, United Arab Emirates, Germany |
Regulators | MISA, Financial Commission (Category A) | BFSC, KNF, AMF, ACPR, FCA, CNMV, DFSA, BaFin |
Investor Protection | Financial Commission Compensation Fund | UK Financial Services Compensation Scheme (FSCS) |
Investor Protection Size | €20000 | £85 000 |
Publicly Traded | ||
Segregated Accounts | ||
Guaranteed Stop Loss | ||
Negative Balance Protection |
Account Types
| Account | NPBFX | XTB |
|---|---|---|
Market Maker Account | ||
| Account Name | — | Standard |
| Min Deposit | — | $1 |
| Lot Size | — | 0.01 |
| Spread Type | — | Floating |
| Execution | — | Instant |
| Min Spread | — | 0.5 |
| Fee | — | No |
| Max Leverage | — | 1:500 |
| Stop Out | — | 30% |
| Margin Call | — | 100% |
STP Account | ||
| Account Name | Master | — |
| Min Deposit | $10 | — |
| Lot Size | 0.01 | — |
| Spread Type | Floating | — |
| Execution | Market | — |
| Min Spread | 0.8 | — |
| Fee | No | — |
| Max Leverage | 1:1000 | — |
| Stop Out | 20% | — |
| Margin Call | 100% | — |
Cent Account | ||
| Account Name | Standard Cent | — |
| Min Deposit | $10 | — |
| Lot Size | 0.01 | — |
| Spread Type | Floating | — |
| Execution | Market | — |
| Min Spread | 0.8 | — |
| Fee | No | — |
| Max Leverage | 1:1000 | — |
| Stop Out | 20% | — |
| Margin Call | 100% | — |
| Additional Features | ||
| Demo Account | ||
| VIP Account | ||
| Swap-Free Account | ||
| Copy Trading | ||
| VPS | ||
| PAMM/MAM Accounts | ||
Funding and Fees
| Feature | NPBFX | XTB |
|---|---|---|
Base currencies | USD, EUR, RUB | USD |
Deposit and withdrawal methods | Visa, MasterCard, WebMoney, Skrill, Neteller, Qiwi, YooMoney, FasaPay, Bank Transfer (SEPA/SWIFT), Local Bank Transfer, Cryptocurrencies | Bank Wire, Credit Card, Debit Card, Neteller, Skrill, PaySafeCard |
Inactivity fee | $10 per month after 12 months | |
Interest on margin | ||
Withdrawal fee |
Trading Platforms and Conditions
| Feature | NPBFX | XTB |
|---|---|---|
Trading Platforms | MetaTrader 4 (MT4) | xStation |
Execution Speed | 100 ms | 0 ms |
Scalping | ||
Expert Advisors (EAs) | ||
Depth of Market (DOM) | ||
Spread | low | average |
Trading Assets
| Asset | NPBFX | XTB |
|---|---|---|
Currencies | 38 | 57 |
Indices | 11 | 35 |
Stocks | 62 | 1997 |
Cryptocurrencies | 5 | 41 |
Bonds | 0 | 3 |
Metals | 2 | 9 |
Energies | 3 | 5 |
Soft Commodities | 0 | 10 |
ETFs | 2 | 177 |
Education and Analytics
| Feature | NPBFX | XTB |
|---|---|---|
Economic Calendar | ||
Indicators | ||
Robots | ||
Signals | ||
Autochartist | ||
Expert Analytics | ||
News Feed | ||
Education Articles | ||
Webinars | ||
Seminars |
Bonuses
| Bonus | NPBFX | XTB |
|---|---|---|
| No Deposit Bonus | ||
| Is available | ||
| Size | $100 | — |
| Details | Learn More | — |
Contests
| Feature | NPBFX | XTB |
|---|---|---|
| Demo Contests | ||
| Is available | ||
| Contests List |
| — |
- Trader's BattleStart Balance: $5000 · Prize Pool: $1000 + iPhone 16 Pro · Period: MonthlyLearn More
Customer Support
| Contact | NPBFX | XTB |
|---|---|---|
Email | client.payments@nmarkets.org | sales_int@xtb.com |
Phone | +448000698470 | +35725725356 |
Which Broker is Better?
After comparing NPBFX and XTB, XTB comes out ahead as our overall pick. It ranks higher in our internal scoring and delivers a stronger balance of pricing (spreads/fees), platform experience, and product range. That said, the runner-up may still be a better fit if you prioritize specific needs—like a particular account type, funding method, or niche instruments. This is not financial advice; always choose a broker that matches your goals and local regulatory requirements.
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Andriy Bondarenko
Broker Analyst
Andriy is a seasoned expert in broker reviews with over a decade of experience in finance and trading. Under his leadership, the team produces in-depth and unbiased analyses of leading trading platforms.