Comparison of FIBO Group and XM
| Feature | FIBO Group | XM |
|---|---|---|
| Broker | ||
| Year Founded | 1998 | 2009 |
| Broker Type | STP, ECN | MM |
| Dealing | A-book | B-book |
| Execution | Market | Market |
| Regulation | BVIFSC | BFSC, CySEC, ASIC, DFSA |
| Platforms | MetaTrader 4 (MT4), MetaTrader 5 (MT5), cTrader | MetaTrader 4 (MT4), MetaTrader 5 (MT5) |
| Spread | ⬊ Low | ⬊ Low |
| Maximum Leverage | 1:3000 | 1:1000 |
| Minimum Deposit | $1 | $5 |
| Base Currencies | USD, EUR, GLD, BTC, ETH | USD, EUR, GBP, AUD, CHF, JPY, PLN, ZAR, SGD, HUF |
| Funding Methods | Bank Transfer, Credit/Debit Card, Skrill, Neteller, Webmoney, Bitcoin (BTC), Ethereum (ETH), Tether (USDT), XRP (XRP) | Bank Wire, Credit Card, Debit Card, FasaPay, Giropay, IDEAL, Jeton, Mobile Money, MuchBetter, Neteller, NganLuong, Paysafecard, Perfect Money, POLi, Przelewy24, Skrill, STICPAY, Trustly, China UnionPay, WebMoney |
| Inactivity Fee | Monthly charge of up to $5 | $15 after 12 months |
| Interest on Margin | ✖ | ✖ |
| Withdrawal Fee | Variable by payment method | ✖ |
| Investor Protection | - | Investor Compensation Fund (ICF) |
| Protection Size | - | €20 000 |
| Segregated Accounts | ✔ | ✔ |
| Negative Balance Protection | ✖ | ✔ |
| Guaranteed Stop Loss | ✖ | ✖ |
| Copy Trading | ✔ | ✔ |
| VPS | ✖ | ✔ |
| MAM/PAMM | ✔ | ✖ |
| Scalping Allowed | ✔ | ✔ |
| EAs/Robots | ✔ | ✔ |
| Depth of Market (DOM) | ✖ | ✔ |
| Tradable Assets (CFDs) | Forex, Commodities, Indices, Cryptocurrencies, CFDs | Currencies, Indices, Stocks, Cryptocurrencies, Metals, Energies, Soft Commodities |
| Review | FIBO Group Review | XM Review |
About FIBO Group
FIBO Group is an international financial holding founded in 1998. It offers NDD and fixed-spread accounts on MetaTrader 4, MetaTrader 5, and cTrader, with a choice of cent, fixed, NDD (ECN-style) and crypto CFD accounts. Regulated by FSC BVI, it also supports PAMM and Islamic accounts.
Pros
- Over 25 years of experience and global presence (since 1998)
- Multiple NDD account types with spreads from 0 pips
- Supports MetaTrader 4, MetaTrader 5, and cTrader
- Offers PAMM & Islamic account options
Cons
- Higher minimum deposits for non‑cent accounts
- Limited direct access to stocks and ETFs
- No negative‑balance protection
About XM
XM is a globally recognized forex and CFD broker established in 2009. Regulated by reputable financial authorities such as the Cyprus Securities and Exchange Commission (CySEC) and the Australian Securities and Investments Commission (ASIC), XM provides a secure and transparent trading environment. The broker offers access to over 1000 financial instruments, including forex pairs, commodities, indices, metals, and energies, catering to both novice and experienced traders. One of XM's standout features is its commitment to client education and support. The broker provides extensive educational resources like webinars, tutorials, and market analyses to help traders make informed decisions. With multiple account types, competitive spreads, and support for popular trading platforms like MetaTrader 4 and MetaTrader 5, XM aims to deliver a flexible and user-friendly trading experience tailored to individual needs.
Pros
- Regulated by reputable authorities
- Wide range of trading instruments
- Multiple account types
- Competitive spreads and leverage
- Comprehensive educational resources
- Advanced trading platforms
- Multilingual customer support
Cons
- Inactivity fees
- Restricted in certain countries
FIBO Group & XM Regulation
| Feature | FIBO Group | XM |
|---|---|---|
Companies | FIBO Group, Ltd. | XM Global Limited, Trading Point Of Financial Instruments Ltd, Trading Point of Financial Instruments Pty Limited, Trading Point MENA Limited |
Countries | British Virgin Islands | Belize, Cyprus, Australia, United Arab Emirates |
Regulators | BVIFSC | BFSC, CySEC, ASIC, DFSA |
Investor Protection | - | Investor Compensation Fund (ICF) |
Investor Protection Size | - | €20 000 |
Publicly Traded | ||
Segregated Accounts | ||
Guaranteed Stop Loss | ||
Negative Balance Protection |
Companies
FIBO Group
FIBO Group, Ltd.
XM
XM Global Limited, Trading Point Of Financial Instruments Ltd, Trading Point of Financial Instruments Pty Limited, Trading Point MENA Limited
Countries
FIBO Group
British Virgin Islands
XM
Belize, Cyprus, Australia, United Arab Emirates
Regulators
FIBO Group
BVIFSC
XM
BFSC, CySEC, ASIC, DFSA
Investor Protection
FIBO Group
-
XM
Investor Compensation Fund (ICF)
Investor Protection Size
FIBO Group
-
XM
€20 000
Publicly Traded
FIBO Group
XM
Segregated Accounts
FIBO Group
XM
Guaranteed Stop Loss
FIBO Group
XM
Negative Balance Protection
FIBO Group
XM
Account Types
| Account | FIBO Group | XM |
|---|---|---|
Market Maker Account | ||
| Account Name | — | Standard |
| Min Deposit | — | $5 |
| Lot Size | — | 0.01 |
| Spread Type | — | Floating |
| Execution | — | Market |
| Min Spread | — | 1.6 |
| Fee | — | No |
| Max Leverage | — | 1:1000 |
| Stop Out | — | 20% |
| Margin Call | — | 50% |
ECN Account | ||
| Account Name | MT4 NDD | — |
| Min Deposit | $50 | — |
| Lot Size | 0.01 | — |
| Spread Type | Floating | — |
| Execution | Market | — |
| Min Spread | 0 | — |
| Fee | $6 per 1 lot | — |
| Max Leverage | 1:400 | — |
| Stop Out | 50% | — |
| Margin Call | 80% | — |
Zero Account | ||
| Account Name | cTrader Zero Spread | — |
| Min Deposit | $50 | — |
| Lot Size | 0.01 | — |
| Spread Type | Floating | — |
| Execution | Market | — |
| Min Spread | 0 | — |
| Fee | $12 per 1 lot | — |
| Max Leverage | 1:1000 | — |
| Stop Out | 50% | — |
| Margin Call | 80% | — |
Fix Spread Account | ||
| Account Name | MT4 Fixed | — |
| Min Deposit | $50 | — |
| Lot Size | 0.01 | — |
| Spread Type | Fixed | — |
| Execution | Instant | — |
| Min Spread | 2 | — |
| Fee | No | — |
| Max Leverage | 1:200 | — |
| Stop Out | 20% | — |
| Margin Call | 80% | — |
Cent Account | ||
| Account Name | MT4 Cent | Micro |
| Min Deposit | $1 | $5 |
| Lot Size | 0.01 | 0.01 |
| Spread Type | Floating | Floating |
| Execution | Market | Market |
| Min Spread | 0.6 | 1.6 |
| Fee | No | No |
| Max Leverage | 1:3000 | 1:1000 |
| Stop Out | 20% | 20% |
| Margin Call | 80% | 50% |
Crypto Account | ||
| Account Name | MT4 NDD No Commission | — |
| Min Deposit | $50 | — |
| Lot Size | 0.01 | — |
| Spread Type | Floating | — |
| Execution | Market | — |
| Min Spread | 0.8 | — |
| Fee | No | — |
| Max Leverage | 1:400 | — |
| Stop Out | 50% | — |
| Margin Call | 80% | — |
| Additional Features | ||
| Demo Account | ||
| VIP Account | ||
| Swap-Free Account | ||
| Copy Trading | ||
| VPS | ||
| PAMM/MAM Accounts | ||
Market Maker Account
Account Name
FIBO Group
—
XM
Standard
Min Deposit
FIBO Group
—
XM
$5
Lot Size
FIBO Group
—
XM
0.01
Spread Type
FIBO Group
—
XM
Floating
Execution
FIBO Group
—
XM
Market
Min Spread
FIBO Group
—
XM
1.6
Fee
FIBO Group
—
XM
No
Max Leverage
FIBO Group
—
XM
1:1000
Stop Out
FIBO Group
—
XM
20%
Margin Call
FIBO Group
—
XM
50%
ECN Account
Account Name
FIBO Group
MT4 NDD
XM
—
Min Deposit
FIBO Group
$50
XM
—
Lot Size
FIBO Group
0.01
XM
—
Spread Type
FIBO Group
Floating
XM
—
Execution
FIBO Group
Market
XM
—
Min Spread
FIBO Group
0
XM
—
Fee
FIBO Group
$6 per 1 lot
XM
—
Max Leverage
FIBO Group
1:400
XM
—
Stop Out
FIBO Group
50%
XM
—
Margin Call
FIBO Group
80%
XM
—
Zero Account
Account Name
FIBO Group
cTrader Zero Spread
XM
—
Min Deposit
FIBO Group
$50
XM
—
Lot Size
FIBO Group
0.01
XM
—
Spread Type
FIBO Group
Floating
XM
—
Execution
FIBO Group
Market
XM
—
Min Spread
FIBO Group
0
XM
—
Fee
FIBO Group
$12 per 1 lot
XM
—
Max Leverage
FIBO Group
1:1000
XM
—
Stop Out
FIBO Group
50%
XM
—
Margin Call
FIBO Group
80%
XM
—
Fix Spread Account
Account Name
FIBO Group
MT4 Fixed
XM
—
Min Deposit
FIBO Group
$50
XM
—
Lot Size
FIBO Group
0.01
XM
—
Spread Type
FIBO Group
Fixed
XM
—
Execution
FIBO Group
Instant
XM
—
Min Spread
FIBO Group
2
XM
—
Fee
FIBO Group
No
XM
—
Max Leverage
FIBO Group
1:200
XM
—
Stop Out
FIBO Group
20%
XM
—
Margin Call
FIBO Group
80%
XM
—
Cent Account
Account Name
FIBO Group
MT4 Cent
XM
Micro
Min Deposit
FIBO Group
$1
XM
$5
Lot Size
FIBO Group
0.01
XM
0.01
Spread Type
FIBO Group
Floating
XM
Floating
Execution
FIBO Group
Market
XM
Market
Min Spread
FIBO Group
0.6
XM
1.6
Fee
FIBO Group
No
XM
No
Max Leverage
FIBO Group
1:3000
XM
1:1000
Stop Out
FIBO Group
20%
XM
20%
Margin Call
FIBO Group
80%
XM
50%
Crypto Account
Account Name
FIBO Group
MT4 NDD No Commission
XM
—
Min Deposit
FIBO Group
$50
XM
—
Lot Size
FIBO Group
0.01
XM
—
Spread Type
FIBO Group
Floating
XM
—
Execution
FIBO Group
Market
XM
—
Min Spread
FIBO Group
0.8
XM
—
Fee
FIBO Group
No
XM
—
Max Leverage
FIBO Group
1:400
XM
—
Stop Out
FIBO Group
50%
XM
—
Margin Call
FIBO Group
80%
XM
—
Additional Features
Demo Account
FIBO Group
XM
VIP Account
FIBO Group
XM
Swap-Free Account
FIBO Group
XM
Copy Trading
FIBO Group
XM
VPS
FIBO Group
XM
PAMM/MAM Accounts
FIBO Group
XM
Funding and Fees
| Feature | FIBO Group | XM |
|---|---|---|
Base currencies | USD, EUR, GLD, BTC, ETH | USD, EUR, GBP, AUD, CHF, JPY, PLN, ZAR, SGD, HUF |
Deposit and withdrawal methods | Bank Transfer, Credit/Debit Card, Skrill, Neteller, Webmoney, Bitcoin (BTC), Ethereum (ETH), Tether (USDT), XRP (XRP) | Bank Wire, Credit Card, Debit Card, FasaPay, Giropay, IDEAL, Jeton, Mobile Money, MuchBetter, Neteller, NganLuong, Paysafecard, Perfect Money, POLi, Przelewy24, Skrill, STICPAY, Trustly, China UnionPay, WebMoney |
Inactivity fee | Monthly charge of up to $5 | $15 after 12 months |
Interest on margin | ||
Withdrawal fee | Variable by payment method |
Base currencies
FIBO Group
USD, EUR, GLD, BTC, ETH
XM
USD, EUR, GBP, AUD, CHF, JPY, PLN, ZAR, SGD, HUF
Deposit and withdrawal methods
FIBO Group
Bank Transfer, Credit/Debit Card, Skrill, Neteller, Webmoney, Bitcoin (BTC), Ethereum (ETH), Tether (USDT), XRP (XRP)
XM
Bank Wire, Credit Card, Debit Card, FasaPay, Giropay, IDEAL, Jeton, Mobile Money, MuchBetter, Neteller, NganLuong, Paysafecard, Perfect Money, POLi, Przelewy24, Skrill, STICPAY, Trustly, China UnionPay, WebMoney
Inactivity fee
FIBO Group
Monthly charge of up to $5
XM
$15 after 12 months
Interest on margin
FIBO Group
XM
Withdrawal fee
FIBO Group
Variable by payment method
XM
Trading Platforms and Conditions
| Feature | FIBO Group | XM |
|---|---|---|
Trading Platforms | MetaTrader 4 (MT4), MetaTrader 5 (MT5), cTrader | MetaTrader 4 (MT4), MetaTrader 5 (MT5) |
Execution Speed | 10 ms | 0 ms |
Scalping | ||
Expert Advisors (EAs) | ||
Depth of Market (DOM) | ||
Spread | low | low |
Trading Platforms
FIBO Group
MetaTrader 4 (MT4), MetaTrader 5 (MT5), cTrader
XM
MetaTrader 4 (MT4), MetaTrader 5 (MT5)
Execution Speed
FIBO Group
10 ms
XM
0 ms
Scalping
FIBO Group
XM
Expert Advisors (EAs)
FIBO Group
XM
Depth of Market (DOM)
FIBO Group
XM
Spread
FIBO Group
low
XM
low
Trading Assets
| Asset | FIBO Group | XM |
|---|---|---|
Currencies | 48 | 55 |
Indices | 8 | 50 |
Stocks | 0 | 1307 |
Cryptocurrencies | 13 | 58 |
Bonds | 0 | 0 |
Metals | 5 | 3 |
Energies | 4 | 3 |
Soft Commodities | 4 | 8 |
ETFs | 0 | 0 |
Currencies
FIBO Group
48
XM
55
Indices
FIBO Group
8
XM
50
Stocks
FIBO Group
0
XM
1307
Cryptocurrencies
FIBO Group
13
XM
58
Bonds
FIBO Group
0
XM
0
Metals
FIBO Group
5
XM
3
Energies
FIBO Group
4
XM
3
Soft Commodities
FIBO Group
4
XM
8
ETFs
FIBO Group
0
XM
0
Education and Analytics
| Feature | FIBO Group | XM |
|---|---|---|
Economic Calendar | ||
Indicators | ||
Robots | ||
Signals | ||
Autochartist | ||
Expert Analytics | ||
News Feed | ||
Education Articles | ||
Webinars | ||
Seminars |
Economic Calendar
FIBO Group
XM
Indicators
FIBO Group
XM
Robots
FIBO Group
XM
Signals
FIBO Group
XM
Autochartist
FIBO Group
XM
Expert Analytics
FIBO Group
XM
News Feed
FIBO Group
XM
Education Articles
FIBO Group
XM
Webinars
FIBO Group
XM
Seminars
FIBO Group
XM
Bonuses
| Bonus | FIBO Group | XM |
|---|---|---|
| Welcome Bonus | ||
| Is available | ||
| Size | — | 100%, up to $5000 |
| Details | — | Learn More |
Welcome Bonus
Is available
FIBO Group
XM
Size
FIBO Group
—
XM
100%, up to $5000
Details
FIBO Group
—
Contests
| Feature | FIBO Group | XM |
|---|---|---|
| Live Contests | ||
| Is available | ||
| Contests List | — |
|
Live Contests
Is available
FIBO Group
XM
Contests List
FIBO Group
—
XM
- StarterStart Balance: $500 · Prize Pool: $15000 · Period: WeeklyLearn More
- ProStart Balance: $1000 · Prize Pool: $30,000 · Period: WeeklyLearn More
Customer Support
| Contact | FIBO Group | XM |
|---|---|---|
Email | service@fibogroup.com | support@xm.com |
Phone | +77273272878 | +5012236696 |
Telegram | Telegram | — |
Facebook | ||
LinkedIn | ||
YouTube | YouTube | YouTube |
Instagram | ||
Twitter | — | |
TikTok | — | TikTok |
Email
FIBO Group
Phone
FIBO Group
Telegram
FIBO Group
XM
—
Twitter
FIBO Group
—
XM
TikTok
FIBO Group
—
XM
Which Broker is Better?
After comparing FIBO Group and XM, XM comes out ahead as our overall pick. It ranks higher in our internal scoring and delivers a stronger balance of pricing (spreads/fees), platform experience, and product range. That said, the runner-up may still be a better fit if you prioritize specific needs—like a particular account type, funding method, or niche instruments. This is not financial advice; always choose a broker that matches your goals and local regulatory requirements.
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Andriy Bondarenko
Broker Analyst
Andriy is a seasoned expert in broker reviews with over a decade of experience in finance and trading. Under his leadership, the team produces in-depth and unbiased analyses of leading trading platforms.